"I couldn't use insurance and I was relieved that Pam's fee is reasonable given her years of experience and credentials."

 

 

Investment
any use of resources intended to
 increase future production output or income.
 
 Paying for a Life Coach or Counselor is an investment in you!  As people are coached and counseled to grow into their unique designs, there will be an increase in living a healthy lifestyle.
 
 
 
INVEST in YOUrself!  YOU ARE WORTH IT! 
1st "get to know each other" 45 minute session: Complimentary 
 
 
 
Self-pay Rates

 

                             1 hr/mth:                      $83/hour       $80 cash/check

                             2 hrs/mth:                    $78/hour       $75 cash/check

                             3 or more hrs/mth:     $73/hour       $70 cash/check                                        

                            

                                             

 For those who are experiencing financial difficulties, please call Pam.  If you qualify, rates are reduced.

 

 

 

 Meet Pam On-Line!  Webinar Coaching!

Confidential, time-saving, visual/"hands-on", reduced rates & more  

Try it for your complimentary 1st session!

(Insurance providers do not reimburse for phone or on-line sessions.)

 

                                     1 hr/mth:                        $78/hour      $75 check

                                     2 hrs/mth:                      $73/hour      $70 check

                                     3 or more hrs/mth:       $68/hour      $65 check

                                  

 
                       
 
Use of Insurance:  
 
As a courtesy to her clients ...
 
a.  Those who have a deductible, Pam bills them at  $80/hour ($75 check/cash) for each session until their deductible is met.  (Due to expenses incurred by LYD when clients use insurance, the same rate applies no matter the number of sessions per month.)
 
b.  Client's out-of-pocket expense when insurance reimburses:  the difference between insurance provider's reimbursement rate and $85/hour.  (Ex:  If provider reimbursement rate is $85 or a higher amount, client has zero out-of-pocket expense.)
 
c.  Important!!!   Insurance providers do not reimburse for phone or on-line coaching sessions. 
 
 
Flex and HSA accounts can be used for reimbursement. 
 
Clients are invoiced at the end of each month.