Investment:
any use of resources intended to
increase future production output or income.
Paying for a Life Coach or Counselor is an investment in you! As people are coached and counseled to grow into their unique designs, there will be an increase in living a healthy lifestyle.
INVEST in YOUrself! YOU ARE WORTH IT!
1st "get to know each other" 45 minute session: Complimentary
Self-pay Rates
1 hr/mth: $83/hour $80 cash/check
2 hrs/mth: $78/hour $75 cash/check
3 or more hrs/mth: $73/hour $70 cash/check
For those who are experiencing financial difficulties, please call Pam. If you qualify, rates are reduced.

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(Insurance providers do not reimburse for phone or on-line sessions.)
1 hr/mth: $78/hour $75 check
2 hrs/mth: $73/hour $70 check
3 or more hrs/mth: $68/hour $65 check
Use of Insurance:
As a courtesy to her clients ...
a. Those who have a deductible, Pam bills them at $80/hour ($75 check/cash) for each session until their deductible is met. (Due to expenses incurred by LYD when clients use insurance, the same rate applies no matter the number of sessions per month.)
b. Client's out-of-pocket expense when insurance reimburses: the difference between insurance provider's reimbursement rate and $85/hour. (Ex: If provider reimbursement rate is $85 or a higher amount, client has zero out-of-pocket expense.)
c. Important!!! Insurance providers do not reimburse for phone or on-line coaching sessions.
Flex and HSA accounts can be used for reimbursement.
Clients are invoiced at the end of each month.